Know today how much cash you will have in three months.
We organise accounts payable, prepare payments for your approval, reconcile the bank regularly and maintain a 90-day cash flow forecast.
- —You make decisions based on today’s bank balance, not on what is coming.
- —Supplier payments go out late or twice.
- —VAT, social security or bonus months catch you by surprise.
- —No one checks bank movements against invoices.
What about your accountant?
Your accountant receives complete supplier invoices and a bank that is already reconciled. The cash flow forecast is a management tool for you, which complements their work rather than duplicating it.
What we take on
Accounts payable
Supplier invoices received, checked and recorded, with due dates in plain sight.
Payment preparation
Payment batches prepared by us and approved by you. In most cases we do not need permission to move funds.
Bank reconciliation
Bank movements checked against invoices and receipts, with differences explained.
90-day cash flow forecast
Expected inflows and outflows, including taxes and payroll, updated throughout the month.
Early warnings
Tight months spotted in advance, so you can decide in time: renegotiate terms, bring collections forward or arrange financing.
Frequently asked questions
Will you have access to make payments?
Usually not. We use view-only bank access and prepare the payments; final approval is yours. If you prefer a different set-up, we agree it in writing.
How reliable is the cash flow forecast?
It is as good as the information behind it, which is why it is reviewed throughout the month with actual figures. The aim is to see difficult months early, not to be right to the cent.
Do you work with several banks?
Yes. Reconciliation and forecasting bring all the company’s accounts together in one view.
Further reading
A 90-day cash flow forecast, without software
How to build the forecast most SMEs do not have, using what already exists inside the company, before you need any tool at all.
ProcessesBank reconciliation: why weekly, not monthly
The same task, done seven days apart instead of thirty, takes less time overall and catches problems while there's still time to act.
Cash flowThe cash conversion cycle: from client order to money in the account
There are six steps between selling and getting paid. Days get lost at each one, and the sum explains why a profitable company always feels tight.
Other services
Invoicing and collections
Invoice on time, know who owes what and collect methodically, without damaging the customer relationship.
Learn more →Payroll and HR administration
Payroll run on a fixed calendar, holidays and absences up to date, new hires and leavers handled.
Learn more →Reporting and financial management
Monthly report, KPIs, margins and budget: the role of a finance director, shared.
Learn more →Shall we look at where your operations stand?
A first conversation, free of charge, to understand what is in place, what is missing and whether working together makes sense.