Decide with numbers, not with the bank balance.
We prepare monthly reporting, track the indicators that matter and, at the most complete level, sit down with management every month as a shared finance director.
- —You only learn the year’s results when the accountant closes the books.
- —You do not know which customers, services or products bring the best margin.
- —There is no budget, or there is one and no one compares it with actuals.
- —The bank or an investor asked for figures and they were not ready.
What about your accountant?
Your accountant closes the books and keeps you compliant, looking back. Management reporting looks ahead, every month, starting from the same information. We work with their numbers, so both reports tell the same story.
What we take on
The Zelo Report, on the 5th
One page a month: what we did and where the business stands, with revenue, margins, cash and receivables.
Tailored KPIs
A short set of indicators chosen with you, tracked the same way every month so the trend is visible.
Margin by customer and service
Even without an ERP: see where the business makes money and where it loses it.
Budget and variance control
An annual budget built with you and compared with actuals every month, with variances explained.
Monthly management meeting
A structured conversation with management about the numbers and the decisions they call for.
Ready for the bank
Organised information for financing requests, renegotiations or investor conversations.
Frequently asked questions
Do I need an ERP to get these reports?
No. We start from the invoicing software, the bank and the books you already have. An ERP may help later, but it is not a requirement.
How is this different from a full-time finance director?
The scope is sized for an SME: reporting, indicators, budget and a monthly meeting, without the cost of a full-time hire. When the business grows to the point of needing one, we help with that transition.
Can I have just the monthly report?
The report builds on the operational work (invoicing, bank, receivables), so it works best alongside those services. In the first conversation we look at what makes sense in your case.
Further reading
The monthly report management actually needs (and what it doesn't)
A trial balance answers to the law. It answers none of the questions a manager actually asks. These are different documents, for different purposes.
ManagementThe five indicators that are enough to run an SME
Dashboards with forty metrics don't get followed by anyone. Five numbers, reviewed every month, change decisions.
ManagementMargin per client: how to calculate it without an ERP
Most SMEs know their overall margin and have no idea about margin per client. That's usually where the most expensive surprises live.
Other services
Invoicing and collections
Invoice on time, know who owes what and collect methodically, without damaging the customer relationship.
Learn more →Payments and cash flow
Suppliers paid on time, bank reconciled and a 90-day cash flow forecast.
Learn more →Payroll and HR administration
Payroll run on a fixed calendar, holidays and absences up to date, new hires and leavers handled.
Learn more →Shall we look at where your operations stand?
A first conversation, free of charge, to understand what is in place, what is missing and whether working together makes sense.